Friday 31 January 2014

Email Etiquette: Basics You Need to Know



Some people might argue that technology fosters rudeness and laziness. However, this is still really no excuse — especially in professional contexts.
send_email_from_smart_phone
When you send emails, there are some essential rules of etiquette that will make sure you avoid this stereotype and instead give a good impression. Here are some of the basic ones.

The Subject Line is Your Email’s Gateway

Simply put, the subject line is the gateway to your email. If a gateway is unattractive, people won’t want to walk through it. To extend a cordial invitation for recipients to read your email, write a short, informative, well-formatted subject line. Using caps lock or saying something vague like “hello” may be more acceptable when emailing close friends and relatives (although it isn’t advisable even then), but it isn’t okay when reaching out to coworkers or clients.

It’s Okay to Be Informal, But Not Lazy

No one expects a literary masterpiece in their inbox, but no one likes emails that ignore solid writing practices. Use proper mechanics. Employ a friendly, conversational tone. You don’t want to sound like a robot, nor do you want to cross any personal boundaries. Exercise common sense and courtesy, and recipients won’t balk at your emails.
When composing your email, make sure you use the right form of address. Is the recipient a Ms., Mrs., or Mr.? When you first make contact with someone, it is especially important to address them correctly.
Pay attention to the format of the entire email. Make sure the font is readable. Use correct spacing, with one space between paragraphs and no extra spaces between words. One or two missteps in formatting will change the face of your email for the worse.  

Respond Promptly and Get to the Point

Don’t let your inbox become a black hole, with things coming in but never going out. People appreciate it when they receive quick replies to inquiries. It also spares them the anxiety of wondering if what they sent even made it to its destination. This does not mean you need to hurry like a bomb is about to explode, but remember that sending a timely response will project a dependable image.
As most email marketing services will tell you, time is a precious commodity. Don’t squander the time of your email recipients by sending them things they don’t need or aren’t interested in. Even if you have a solid reason for emailing someone, don’t bog down the main point by including fluff. State your purpose succinctly, and use language that’s easy to read and understand.

Do a Double-check Before You Send

It’s far too easy to bust out an email at breakneck speed and then send it on its way without taking a moment to review it. Typos might end up confusing the recipient, and little errors can take away from your professional reputation. It’s worth a minute or two of your time to do one last read-through before you hit the send button.
Here are some essay writing tips from Privatewriting, a professional writing service.
Creating attractive emails is essential, especially if you send them often or to a lot of people. Doing a double-check can help, but if the purpose of your emails is generate a flood of conversions and leads, you might consider getting professional help. The experts know how to optimize results.
Email is an extremely valuable tool for professionals everywhere. To make sure it’s a tool that won’t hurt you, follow basic standards of etiquette. What other rules of email etiquette do you follow?

College Money Black Holes



I couldn’t be more wrong. As soon as I got to school I was spending money left and right and couldn’t keep track. For those of you who haven’t figured it out yet, here’s where your money’s going.
1. Cigarettes and Weed
I can’t bear to look at my own receipts so
these aren’t mine, but you know the feeling.
The one thing I will never understand. With the crazy amount of money spent on these bad habits, you could buy yourself a lot nicer things. Or put that money towards everything else on this list that’s a lot more necessary.
2. Vending Machines
It may be only a dollar here and there but it adds up. Buy things in bulk at Costco to get your money’s worth. Just don’t buy things that go bad quickly.
3. Restaurants That Aren’t Included In Your Meal Plan
I got sick of my unlimited buffet meal plan halfway through first semester. Freshman have mandatory meal plans at SUNY New Paltz so I choose to pay for a meal plan I don’t use and spend every last penny I have on food anywhere but my dining hall.
4. Alcohol
You think you’re being frugal by buying cheap alcohol, but in the morning you find receipts to ATMs and realize that the cheap alcohol put you in a state of mind to make you think you can afford every other type of alcohol.
5. Alcohol For The Ladies
You may think you’re being smooth by buying her a drink, but don’t be surprised when you wake up with no one to comfort you but your empty wallet.
6. Admissions To Clubs, Bars Or Parties
$5 may sound okay for a party until you’re standing on the keg line all night and realize you paid 5 bucks for 2 cups of beer instead of unlimited.
7. Taxis, Buses And Trains
Luckily almost everything is within walking distance in New Paltz, but it’s not like that in most towns.
8. Groceries
Stackin’ up on my Costco goods!
Food seemed a lot cheaper when your parents were buying it. Stick to generic brands and get bonus cards to your supermarkets. You’ll save more than you realize.
9. Laundry
Some colleges warn you to stack up on quarters for laundry. For some reason, people are more willing to throw away coins than dollar bills. Money is money and those quarters stack up.
10. Cleaning Supplies And Toiletries
I don’t think college students put as much money as they should towards cleaning supplies, but they still are very expensive. Again, when you’re at the pharmacy, go for generic brands. And ladies, makeup is very expensive. Embrace the natural look.
Expenses don’t stop after you pay tuition and housing. You may think with a summer job you’ll have some extra cash to spend, but it’ll be gone before you know it. Save your money as much as possible for the school year.

How to Manage Your Cashflow in College and Save for Your Future


When emergencies come up, or when you’re ready to retire, you should have enough cash to cover expenses. Here are four steps to take to make sure you have enough cash when you really need it.

Allocate A Portion of Your Income to Savings

Saving for the future is easier than you think. Many employers offer retirement plans that automatically take out a portion of your pay and saves it or invests it. This account will be there for you when you retire. Another option is to automatically transfer a specific amount of money from your checking account to your savings account each month.

Buy CDs and Mutual Funds

Another option is to make a large initial savings deposit or investment, instead of a small portion of your income, and set it aside to grow with interest. The two most popular options include buying certificate of deposits, or CDs, and mutual funds. CDs usually have a set interest rate and a period of time that you have to leave your money in the account. At the end of this period, you can withdraw the cash you saved and the interest it accrued. Mutual funds are a type of investment similar to stocks. You can purchase a number of shares in a fund or simply invest a specific amount of money. Let it grow for a time. There is no set period. Simply sell the shares when you need money. Both of these types of savings have no risk so it’s safe to keep your money in CDs and mutual funds.
Avoid Purchasing Expensive Items in Cash
If you are saving to buy a large screen TV, make home improvements, or buy a car, and you worry about covering your normal expenses, it’s probably not a good idea to use cash to make the purchase. This may cause a strain on your finances, especially if you no longer have a steady income, or worse, lose your job. This may lead to missed payments and eventually bankruptcy. For legal advice, consult the attorneys at Rosicki Rosicki and Associates. Read about their law firm on the Rosicki Rosicki and Associates blog.
Instead of using cash, make the purchase with a credit card or apply for a loan. The low monthly payment and long repayment term will spread the cost out and make your cash last longer.

Stick to a Budget

The final advice for managing your cash flow is to make a budget and stick to it. Set how much money you can spend each month and avoid going over your limit. Even if you have saved money, in this uncertain economy, it’s not worth spending more than you have to. Do, however, include items in your budget that you can look forward to, such as a vacation.
These savings tips will prepare you for the future. Don’t put your finances at risk with unnecessary spending and shortsightedness.

Things to do Before Morning Class


Ahhh your alarm goes off, and you awake in horror.
“I HAVE SO MUCH TO DO TODAY.” All you want to do is roll over, cozzy-up like a kitten, and sleep until noon.
Well, you can’t. You’re going to college for a reason. What it is may still be unclear, but you ought to at least get to class. Here’s a Top-10 from Honest College that might help you look forward to the morning, or at least be efficient with it and hate it less. Here goes, start at #10 if you’re feeling bold:
  1. Wake up the person lying next to you…even if you don’t totally recognize them, you owe them at least a meager goodbye. If you’re nice, drive them home.
  2. Coffee….make it, don’t buy it. Unless you hate your money. Iced coffee works better for some to jumpstart the day, and it’s more refreshing. Bring it to class, or the library, everyone’s doing it.
  3. Shower, if you went out the night before….you probably smell. And if you were out the night before, you smell like any number of these things: booze, cigarettes, marijuana, and greasy food. Just because you can’t smell the cheap beer evaporating out of you and the smoke in your hair, doesn’t mean your teachers can’t. Axe can substitute, but don’t try this more than two days in a row. Gross. 
  4. Sunglasses….you know you forget them a lot, but when it’s extra sunny and you’re extra hungover these babies come in handy.
  5. Computer time…see what your so called friend did to your Facebook profile. You don’t want those pics or that awkward status up all day. Brief email check doesn’t hurt.
  6. Chug water…just a good idea at all times really. You’ll be happier after you do it and taking a pee mid-class really breaks up the time.
  7. Read or watch something funny. Hulu used to be good, YouTube, maybe a Dilbert cartoon. Just something to get the juices flowing.
  8. Do your homework. If you didn’t do it at the library the night before.
  9. Think about the coming night’s plans. So when the sorority girls approach you asking you’ll have an answer and not seem like a space-cadet.
  10. Play a prank on your sleeping roommates or dorm-mates. Be nice, but not too nice. Propping things up on them is always a good one.

Most Failed College Courses


Heads up on some of the most brutal courses you’ll face in college.
We’ve asked around and done some extensive research, and have generated the newest addition to our top-10s. If you’ve gotten through them, congrats, if not, then find a friendly and hopefully helpful genius in your major to study with.
These courses will pound you, chip away at you, and smack you in the face come test time. If you’re not going to the review sessions, then you should probably consider it.
Why do schools include tough courses like the following 10? Because it’s core knowledge you need, and a sort of small rite of passage you must pass through to achieve upperclassmen status. Unless of course you put them off.
Here goes: starting with Orgo….
  • Organic Chemistry: called orgo, a threshold for getting most chemistry degrees
  • Multivariable Differential Equations: many engineering degrees include this problem-solving intensive course
  • Econometrics: abstract principles and regression analysis make this economics course tough for even the smartest budding young economists
  • Managerial Accounting: teaches you how to manage? hardly, lots of unbalanced balance sheets
  • Calculus II: for those who love calculus, all 0.01% of us
  • Computer Science Programming: once you get through this, the CS engineering major gets a bit easier
  • Business Law: lots of reading, even more essay writing. NOT for all of us
  • Introductory Linguistics: seems interesting right? until it gets WAY too technical and irrelevant to your everyday vernacular
  • Game Theory: sort of a strange language that economists speak, helpful for business strategy
  • Social Psychology: like linguistics, it looks great until you sit down for your first exam

Top-10s: Things Guys Do That Really Annoy Girls


1. Ignoring/Avoiding. No girl wants to be ignored — It sucks when you are into someone and they don’t respond. Or even if you’re dating, if a guy ignores me when I’m trying to make plans with him I get frustrated. Send a quick text — it doesn’t take long.
2. Being Late. Girls really are the only ones who think they can be late. If guys are the ones making them late, that’s just a huge turnoff.
3. Non-Stop-Talking. Give me some time to absorb what you’re saying. I like talking but sometimes a girl just needs a little bit of silence to take it all in.
4. Not Dressing Well. This is kind of shallow but so true. No girl wants to be seen with someone grungy. It also looks like the guy has made no effort and kind of reflects poorly on them. That being said dressing obnoxiously (like a walking billboard) is also not classy.
5. Interrupting. I don’t like it, no one does.
6. Acting Super Bro. Such a turn off. Yes you can be cool with your guy friends and in fact, I’m happy you have them. But I’m with you to hang out with you — not your whole fraternity/entourage.
7. Change your plans abruptly. Say you have a date planned–you’re meeting at the park for dinner and a walk. Don’t change your mind and say you’d rather eat inside or do a movie or even tell them another night. It’s just not fair.
8. Not listening to a word I’m saying. Replying with a head nod or looking the complete different direction. Not flattering at all.
9. Being oblivious to whats going on in the world. Whether it be Pop Culture, Political News, Scandals etc etc. These are key talking points and just makes you look more intelligent. If you don’t know whats going on in the world, its just really not cool.
10. Being too wasted. Pretty self explanatory. Everyone likes happy drunks no one likes sloppy ones…
                                                             By Graffins College

5 Career Opportunities for Recent College Grads


Recent college graduates often find breaking into the job market daunting. With an entire world of possibilities, it can be a challenge to find the right fit.
There are many opportunities available for recent graduates, from management training programs to apprenticeships and non-profit organizations. Finding the right opportunity is a matter of knowing where to look.

Management Training Programs

Many major organizations offer management training programs that pair recent graduates with mentors that guide them into leadership positions. These programs offer a fast track into higher positions with a structured sequence of tasks that eventually lead to management careers. The trainee is offered positions of increasing responsibility over a set amount of time after which point he is promoted into management.
Management training programs, also called management trainee programs, are an excellent way to get on the fast track to upper management. Many retail organizations offer opportunities to move up in just a few years. The Gap, Enterprise Rent a Car and Marriott, International are a few organizations that offer management training programs for recent graduates.

Teaching Fellows Programs

If you have a passion for learning and sharing your knowledge with others, a teaching fellows program might be the right path. These programs often recruit recent graduates to teach in under served areas. The biggest demand for teachers is often in math, science and technology, as these positions are harder to fill. Teaching fellows often work in urban areas in need of quality teachers. Most major cities offer teaching fellows programs, and in some cases, they offer student loan repayment as part of the hiring package.

Stock Broker Apprenticeships

Breaking into a career in finance and investing can be a challenge. There are many companies and brokerage firms that offer assistant opportunities for recent graduates. These firms will sponsor you to take the Series 7 and 63 exams that are necessary for the stock broker’s license. These apprenticeship programs teach the ins and outs of finance and investing, and allow you to learn the craft before breaking out on your own.
Many of the big name Wall Street firms offer apprenticeship programs geared toward recent graduates. Getting into these programs can be competitive, with the top graduates competing for a few available spots. To have a better chance at these apprenticeships, apply for unpaid internships to get your foot in the door.

Non-Profit Organizations

Choose your favorite charity and apply to work for them. There are great opportunities working for non-profit organizations. Not only will you enjoy a competitive salary, you will be working for a greater good. Whether you are interested in bringing arts and music to impoverished children or saving endangered species, there are many charities that hire recent graduates.

Start Ups

Start up organizations are a great place to start to look for new career opportunities. Get ready for hard work, late nights and rewarding tasks. These new companies often hire new grads to get their businesses up and running. If you have a skill like programming, writing, or marketing, start ups are the perfect new grad job opportunity.
Finding a career as a recent grad can be a rewarding challenge. Search for your best opportunity today.
                                                                                                By Graffins College